Cart - The Low-Income Financial Empowerment (LIFE) is a nonprofit public benefit corporation located in Sacramento, California. LIFE is affiliated with the California Alliance Federal Credit Union (CAFCU), a nonprofit and member-owned federally insured Community Development Credit Union (CDCU) founded in 1981 in San Fransisco, California. CACFCU is a certified Community Development Financial Institution (CDFI). CAFCU member deposits are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. CAFCU is an Equal Housing Lender. Copyright 2025. All Rights Reserved. Privacy Policy.